Pegasus Financial Group
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Pegasus Capital & Insurance Services Offers A Full Line Products


 

In addition to our liability offerings, we offer almost any line of insurance a business might need

  • Worker's Compensation
  • EPLI/Employment Practices Liability Insurance
  • Commercial Property
  • Inland Marine
  • Cargo Insurance
  • Business Interruption
  • Boiler & Machinery
  • Crime
  • Directors & Officers Insurance
  • Fudiciary Responsibility
  • Professional Liability/E & O
  • Medical Malpractice
  • Builders Risk
  • Pollution Liability
  • Liquor Liability
  • Commercial Auto
  • Lessor's Risk
  • Product Liability
  • Special Events

 


Pegasus Capital & Insurance Services also has full employee benefits available.  We offer a full line of solutions for small, mid-size and large companies.  Please contact us or receive an instant quote with the link below.

GET A FREE INSTANT GROUP HEALTH INSURANCE QUOTE NOW


  Group Benefits

  

There is power in numbers, especially when it comes to finding affordable health insurance. If your health insurance coverage is offered through your employer, you are a part of roughly 160 million Americans who have a group health insurance plan, according to the Center for Disease Control’s National Center for Health Statistics.

Generally, a key benefit to group health plans is cost. When you are a part of a group health plan, "risk" is spread among coworkers. In other words, the healthy individuals in the group subsidize those who have health-related problems

Another key benefit of group health insurance is that insurers cannot reject you for health reasons.  Employers that have 2 or more eligible employees are eligible to buy group coverage.

Large and small group health plans are subject to different laws. Most states define a "small group" as 2-50 eligible employees; large groups are defined as those with 51+ eligible employees.


 

How does a company select the right broker to attain the best level of support for their organization' s needs?  Most established brokerage firms will normally receive the same premium quote from the major California carriers.  In other words we all have a level playing field in respects to prices.  In fact, the prices from different brokers should not vary as long as commission levels are the same.  The main determining factor finding the right broker for your needs should be determined by the value added services they provide.  In addition, the level of trust, rapport, integrity, and reputation of the firm are essential to selecting the appropriate consultant.


Value Added Services

  • Evaluate benefit providers based on premium levels, plan design, and provider network access
  • Negotiate with group medical, dental, vision, STD, LTD, life, and LTC providers to obtain the most competitive program at a reasonable cost
  • Handle annual enrollment changes through the use of traditional on-site enrollment, Phone enrollment, online enrollment, or a combination
  • Evaluate multiple carriers' offering annually.
  • Provide all the necessary plan materials, enrollment and claim forms, provider directories, benefit summaries, and summary plan descriptions
  • Establish section 125 plans(pre-taxing)
  • Communicate with health care providers on behalf of your company or employees regarding such issues as billing discrepancies or mispayment of claims
  • Assist Bilingual employees pre and post enrollment period.
  • Offer fully outsourced Cobra administration
  • Assist in completing IRS Form 5500 filing
  • Set up Employee Assistance Programs
  • Support HR departments in administration of their employee benefit pogrom.
  • Make available All employees have ability to access us for any questions
  • Update and interpret changes to the Health Care industry
  • Most importantly, offer a solid & honest advice for any need your company might have in respects to any line of business insurance policies.

Pegasus Capital & Insurance Services

"We'll Take You Under Our Wings"

Please visit our corporate website

www.pegasusfinancialinc.com